How We Help
Independent Medicare guidance
Whatever stage you're at, we do the comparison work and explain it in plain English. There's never a fee to you — independent advisors are paid by the insurance carriers.
Medicare Advantage (Part C)
All-in-one plans that bundle hospital, medical, and usually drug coverage — often with extras like dental or vision. We compare the Advantage plans available in Grand County and check your doctors and pharmacies against each plan’s network before you commit.
Medicare Supplement (Medigap)
Paired with Original Medicare, a Supplement gives you predictable, nationwide costs and the freedom to see any provider that accepts Medicare. We explain the popular options — like Plan G and Plan N — and the trade-offs versus Advantage.
Part D Prescription Drug Plans
Drug coverage varies enormously plan to plan. We match your exact prescription list to a plan’s formulary and preferred pharmacies so you’re not overpaying at the counter or surprised by a coverage gap.
Turning 65 & New to Medicare
Your Initial Enrollment Period is a 7-month window around your 65th birthday. We map out the timing so you enroll on schedule, avoid lifelong late penalties, and start on the path that fits you.
Annual Plan Reviews
Plans change every year — premiums, drug formularies, and networks all shift. During the Annual Enrollment Period (Oct 15 – Dec 7) we give your current coverage a free second look and switch you only if something better fits.
Extra Help & Savings Programs
If you’re on a fixed income, you may qualify for Part D Extra Help (Low-Income Subsidy) or a Medicare Savings Program. We help you understand what’s available and how to apply.
Want to browse every plan offered in your county yourself? You can compare them all on the official Medicare Plan Compare tool, then bring your questions to us.
Not sure where to start?
Tell us your situation and we'll point you in the right direction — free, with no obligation.